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Methods to avoid the gift tax

The transfer of property, cars, or money to any individual without receiving an equal value or more in return is considered a gift. While New Jersey does not have a gift tax, per se, the IRS does impose one, under most circumstances. The gift tax may apply when making...

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3 Common Bankruptcy Myths

Financial difficulties can leave you feeling stressed and anxious. While bankruptcy provides relief from crippling debt, the social stigma surrounding it may cause you to hesitate when considering it. Complex emotions surround bankruptcy, and just thinking about it...

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MY HOUSE IS IN FORECLOSURE OR PRE-FORECLOSURE. I HAVE THE MONEY TO MAKE MY REGULAR MORTGAGE PAYMENTS AGAIN, BUT THE BANK WON’T LET ME, UNLESS I PAY ALL MY ARREARS FIRST. CAN BANKRUPTCY HELP SAVE MY HOME ?

While every situation is different, a Chapter 13 Bankruptcy is usually quite effective for situations where you've fallen behind on your mortgage or other debt payments due to a temporary setback, such as loss of employment or illness, which has since been resolved....

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