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At a minimum, each adult person should have the following documents in place, collectively known as the “estate pyramid”: Will — Defines how you want your assets and money distributed after your death, as well as who will be in charge of your estate’s administration...
A land survey is not required by law in New Jersey; however, many mortgage lenders require a survey to finance a loan and it is required to be completed by a licensed Professional Land Surveyor. The survey report is provided in the form of a map which shows the...
Welcoming a child into your family brings many changes to your life. If you have any children under the age of 18, you should have an estate plan in place to provide for, protect, and support them. Putting a comprehensive estate plan in place can provide numerous...
The Garden State’s beaches and quality of life attract many families looking for a fresh start. Other times, people choose to move to New Jersey to be near family members who already live here or may be moving here in connection with their employment. Relocating to...
For most people, purchasing a home is arguably the most significant financial undertaking in their lives. However, with so many documents to gather and so much else to worry about, this time can also be one of the most stressful. First-time homebuyers can feel more...
The bankruptcy process provides a way for people struggling with their debt to start over. But, before beginning the process, it’s essential to research the various options you have to ensure that you make the best decision for your future. Chapter 7 Bankruptcy...
Creating an estate plan is the best way to protect your family, finances, and legacy. But many New Jersey residents procrastinate when it comes to creating their estate plan. They may falsely think the entire process is too complex or confusing, or they may even...
When you pass away, your loved ones need to know what you intend for them to do with the money and property you leave behind. A little Estate planning now can help them navigate the probate process as quickly and painlessly as possible in the future. That is the power...
When you create estate planning documents, you will need to select people to administer those documents when the need arises to use them. Your trustee or personal representative does not need specific qualifications or certifications. The only requirement is that they...
The transfer of property, cars, or money to any individual without receiving an equal value or more in return is considered a gift. While New Jersey does not have a gift tax, per se, the IRS does impose one, under most circumstances. The gift tax may apply when making...