Steadily increasing home values in New Jersey, together with growing student loan debt, means that buying a home remains out of reach for many millennials. However, with interest rates still relatively low and the housing bubble well behind us, buying a home is truly a solid investment.
Bankruptcy can be a truly frightening prospect. One common worry is that bankruptcy will prevent you from ever qualifying for a mortgage, and thus, owning a home.
The big news for all New Jersey residents is that effective January 1, 2018, the New Jersey estate tax is no more! The federal exemptions have also doubled to nearly $22 Million.
I don't have a very large estate. Do I really need a will?