Living under a heavy burden of debt is difficult. Many people feel stuck in their financial circumstances, and are unsure of how to dig themselves out of a dire situation. This sentiment is especially common around the holidays. For many in these straits, filing for...
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Year: 2016
What you need to know about the Chapter 7 means test
Despite working hard, many people find that there is not enough money to go around at the end of each month. As a result, it is only a matter of time before bills and other financial obligations begin to pile up. If you are in this situation, you may have considered...
Four reasons not to delay filing bankruptcy
When you are having financial problems, you may feel that there is a stigma attached to filing bankruptcy. As a result, many people try other options first, such as borrowing money on available home equity credit lines, cashing out retirement accounts or even...
Want to sell your home? Here’s how to begin the process
Selling your home can be a time-consuming process that can quickly turn into a stressful and overwhelming experience. In many cases, you may also have to coordinate the sale and your move with the purchase of a new home, which can exponentially increase the stress. To...
Beware of title defects before you close
If you are considering purchasing a home in New Jersey, it is important for you to ensure that the person selling it to you has clear title to the property. If you fail to address any title issues before you close, you may later find it difficult to sell the home,...
4 reasons real estate transactions fall through for sellers
When selling your home, you can sometimes face an arduous process full of inconveniences, as you need to prepare your home and show it to potential buyers. When you receive a suitable offer, you certainly want the deal to close as quickly and seamlessly as possible to...
5 things to do when buying a home
Buying a home is an exciting process for many. However, compared to other transactions in your life, the real estate transaction process is not always a simple one. To ensure that nothing derails your dream of homeownership, there are several things that you can do...
What you need to know about the attorney review period
In New Jersey, most contracts to buy and sell residential real estate are prepared by real estate brokers or salespeople. The contract's purpose it to set forth the respective obligations of the buyer and seller during the transaction. However, in New Jersey, each...
How unmarried couples hold title to property can make a big difference
Nowadays, it is much more common for people to purchase a home as an unmarried couple than it was in the past. However, it is an unfortunate fact that love does not always last forever, so how title to the home is held can potentially cause significant problems if not...
Which type of bankruptcy would best fit me?
If you are one of the many that find themselves in financial difficulties, you likely are feeling large amounts of shame, fear and stress. Although this is normal when faced with a financial crisis, rest assured, you are not trapped in your present situation.For many...