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Eliminating Your Debts With Chapter 7 Bankruptcy

Many people needlessly fear bankruptcy. They think that they will lose everything they have and that their credit will be ruined for life. This is absolutely not true, and does not have to happen to you. By filing for bankruptcy, you cannot only get rid of most or all of your debts, but you can usually keep most or all of what you own and begin rebuilding your credit immediately. Let us show you how.

At 732-860-7620, we help people in Somerset County and throughout central New Jersey obtain debt relief while enabling them to keep as much of their property and assets as possible. We have helped many people in New Jersey get a fresh financial start — and we can help you.

Contact us to schedule a consultation. Attorney Joseph W. Coiro can review your financial situation and discuss your options.

Debt Relief Through Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows you to eliminate most or all of your unsecured debts. Unsecured debts include credit cards, medical bills and personal loans. Certain debts, such as guaranteed student loans, child support obligations, and most income taxes are not usually dischargeable. However, because New Jersey and federal law provide generous property exemptions, we can help you keep your vehicle, pension and retirement accounts, 401(k) and most or all of your other personal property.

Mariano & Coiro, P.C., will develop a personalized plan designed to help you obtain maximum debt relief while enabling you to keep as much of your property and assets as possible. If you do not qualify for Chapter 7 bankruptcy, we can help you get debt relief through a Chapter 13 bankruptcy.

Stop Repossession, Garnishment and Creditor Harassment

Tired of all the embarrassing and annoying phone calls at home and at work from aggressive and nasty bill collectors? As soon as we start working for you as your attorney, all creditor harassment stops. Simply refer them to our office and we will handle all dealings with creditors. When we file your case with the Bankruptcy Court, all lawsuits, garnishments and the threat of repossession automatically stop, by law.

The sooner you act, the sooner you can get your life back. Call us at 732-860-7620 to learn about your debt relief options.

On our site, you will find answers to some frequently asked questions about bankruptcy. You probably also have specific questions about your situation. Joseph W. Coiro can answer these questions and explain what our firm can do to help you get debt relief and a fresh financial start.

Contact Us to Get Started

For more information about getting debt relief, contact Mariano & Coiro, P.C.

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.